Finance your home project with clarity.
In one conversation you'll know which loan or cover usually fits your project, which banks already understand AVA projects, and exactly what to take to them. You apply directly — and pay us nothing.
What are you planning?
Pick one. We'll explain what kind of finance usually fits, and which banks know this kind of project.
Build a home
Construction loans, released stage by stage as the build progresses.
Ask AVA →Do up the interiors
Home-improvement loans, top-ups, or an EMI plan for the finish.
Ask AVA →Renovate or repair
Renovation loans — structural work may get home-loan terms.
Ask AVA →Go smart or solar
Consumer finance, EMI plans and green-energy schemes.
Ask AVA →Buy a home or plot
Home and plot loans — AVA's due-diligence file is what a bank asks for.
Ask AVA →Which product, and whether you qualify, is always the bank's decision — not ours.
Three steps. The first takes 30 seconds.
No documents to upload. No income to declare. Just tell us what you're planning.
Tell us your plan
Name, mobile, email, and what you're building. That's everything we ask for online.
We call you back
An AVA advisor explains, in general terms, how these loans and covers usually work, and which documents banks typically ask for.
You apply to the bank or insurer
You contact the bank or insurer directly — or, if you ask us to, we pass your number to the one you choose. They assess you, decide, and deal only with you from there.
See roughly what a loan would cost each month
An indicative tool to help you plan. Not a quote — real rates come from the bank.
The rate is one you choose for illustration. Your actual rate depends on the lender's assessment of you and the project.
Excludes processing fees, insurance and taxes. EMI = P×r×(1+r)ⁿ ÷ ((1+r)ⁿ−1).
Protect what you're building
Different risks at different stages. IRDAI-registered insurers explain, price and issue every cover. AVA only tells you what these covers are for.
Cover the site and the people on it
- Contractor's All-RiskFire, flood, theft of materials, accidental damage to the structure
- Workmen's compensationInjury to workers on your site
Cover the home and what's inside
- Home / structure insuranceFire, natural disaster and named perils — most banks require it with a loan
- Contents insuranceFurniture, appliances, interiors, smart-home kit
Cover the loan itself
- Loan protectionPays the outstanding loan if the borrower dies or can't earn. Optional — the bank explains it
Straight talk
Money is involved, so here's exactly where AVA stands.
Full details in the important information below.
Quick answers
Do I have to use a bank AVA names?
No. Any bank or insurer is fine. If you already have one, we'll give you the AVA project documents they ask for.
What will you ask me for online?
Name, mobile, email and what you're planning. No income, no PAN, no bank statements — those you give directly to the bank or insurer you choose.
Will AVA decide if I get the loan?
No. Only the bank decides, on its own assessment. AVA is not involved in the application, the decision or the agreement.
Is the EMI calculator a quote?
No — it's an educational tool using a rate you choose. Real EMIs depend on what the lender offers you.
Let's get your project moving.
Thirty seconds now. A call from an AVA advisor within one working day. Then you take it to the bank — with everything you need in hand.
Important information about AVA's role
AVA (Fifty One Four LivTech Private Limited) is not a bank, a non-banking financial company, a lender, a direct selling agent, an insurance company, an insurance agent, broker, corporate agent or web aggregator, and holds no licence from the Reserve Bank of India or the Insurance Regulatory and Development Authority of India. AVA does not lend, underwrite, advise on, solicit, sell or issue any loan or insurance product.
AVA's role is limited to providing general information about how home-project loans and insurance typically work, providing customers with their own AVA project documents, and, only at the customer's express request, passing the customer's contact details to a bank or insurer chosen by the customer. AVA does not represent, act for, negotiate for, or hold any authority from any bank or insurer; does not source, solicit, procure or process applications; does not collect, verify or forward any application documents; and does not receive, hold or transmit any money in connection with any loan or policy. The customer applies directly to, contracts directly with, and is assessed solely by the bank or insurer. All decisions on eligibility, sanction, interest rate, tenure, cover, premium, terms and claims are made solely by that institution under its own policies and applicable regulation. Nothing on this page is an offer, a quotation, a recommendation or financial advice.
Where this page refers to banks or insurers that "know AVA projects", it means institutions that have previously dealt with AVA project documentation. No partnership under the Indian Partnership Act, 1932, joint venture, agency, franchise or distribution relationship exists or is implied between AVA and any such institution, and AVA does not act for or on behalf of any of them. Names or logos are shown only with the institution's written permission.
AVA charges customers nothing for this information. Loans are subject to the lender's approval; insurance is subject to the insurer's underwriting. Please read all documents carefully before signing.
